Exam topics
One topic per page: the exact figures, the specific confusion that loses the point, and a scored drill with an explanation on every answer.
9 topics · all free, in English and Spanish
California contract law: concealment, representations and warranties
California's exam objectives name specific Insurance Code sections for contract law, and the questions follow them closely. Learn what each section says and the questions become recognition.
Drill it · 12 questionsCalifornia licensing, appointments and continuing education
The marketplace section tests the rules every California agent works under: what counts as transacting, the penalty for doing it unlicensed, appointments, fiduciary duty, CE and annuity training.
Drill it · 12 questionsCalifornia's protections for senior insurance buyers
California layers extra rules over sales to older buyers, and the exam draws on them in both the Life and the Accident & Health sections.
Drill it · 12 questionsCalifornia free look periods and life insurance replacement
California's free look rules depend on the buyer's age and the product, and replacements add their own notice and refund rules.
Drill it · 12 questionsCovered California and the Affordable Care Act on the exam
Eight Accident & Health questions cover the ACA, and CDI's objectives give the exact income thresholds and percentages they draw on.
Drill it · 12 questionsMedicare supplements and California's Medigap rules
Senior health products are 15 of the 75 Accident & Health questions. The federal Medicare facts are the same everywhere; the California rules below are where national courses fall short.
Drill it · 12 questionsCalifornia group health insurance, COBRA and Cal-COBRA
Group medical expense is 8 of the Accident & Health questions, mixing federal laws with California's own rules for small groups, domestic partners and continuation.
Drill it · 12 questionsCalifornia's Commissioner, unfair practices and the guarantee association
These marketplace questions cover who regulates California insurance, how unfair practices are penalized, and what happens when an insurer fails.
Drill it · 11 questionsAnnuities for the California life exam
Eight Life-exam questions cover annuities: how they work, the parties, payout options, suitability, and California's training and senior rules.
Drill it · 12 questions