The Patient Protection and Affordable Care Act — practice questions
5.3% of the exam ≈8 real questions 6 free questions here
Medi-Cal and subsidy eligibility by income, guaranteed issue, enrollment periods, metal tiers, essential health benefits, Covered California and the medical loss ratio: about 8 of the 150 combined questions.
Where people lose points
- Medi-Cal: adults to 138% of FPL, children to 266%.
- Cost-sharing reductions: 138% to 250% of FPL, Silver plans only.
- Premium tax credits require buying through Covered California.
- Metal tiers: about 60, 70, 80 and 90 percent actuarial value.
Drill: The Patient Protection and Affordable Care Act
6 free questions from this domain, each with an explanation and a cited source. Timed at real exam pace.
6 questions
Pass line: 60%, same as the real exam
See the answer and explanation right after each question.
Questions and answers, explained
All 2 questions above, with the correct answer and why it is correct. Everything here is on the patient protection and affordable care act.
A 26-year-old ages out of his parent's group health plan. How long may he continue that coverage under COBRA?
Why: A dependent child who loses eligibility under the plan's terms is a qualified beneficiary who may elect COBRA continuation for up to 36 months. The 18-month period applies to an employee's termination or reduction in hours.
Reference COBRA; CA A&H objectives III.C.6.a
What must a California agent do before writing applications for qualified health plans through Covered California?
Why: Agents writing applications for QHPs through Covered California must first complete all Covered California agent agreements and certification requirements, in addition to holding the appropriate license.
Reference CA A&H objectives III.C.5.b